Comprehensive protection for intellectual life to win

 Comprehensive protection for intellectual life to win her mother

Cong Bao Cong Bao Jing Cheng
Dear Mom:
a sound investment, to provide comprehensive care for your career growth stage
are you, busy work occupies most of your time and effort, but you also understand the profound wisdom of the mind and healthy body is your happy life and financial security to obtain a fundamental guarantee. you want to run around a busy family responsibility, desire to have a sound investment, so that icing on the cake of life, how can you get the harvest of family and career do?
concern
rapid return of capital appreciation and can receive a birthday, insurance investment like the savings, rather than savings, is to arrange the bulk of funds in short-term secure channel.
full account of the family's insurance needs, care of your quality of life, and for the future introduction of estate duty make early plans to share the insurance companies to invest in dividend
income, to avoid risk of asset depreciation
Information II: Medical experts warned the following ten major diseases gradually increased
acute myocardial infarction, stroke, chronic renal failure, malignancy, acute severe hepatitis, paralysis, severe burns, coronary artery bypass surgery, aortic surgery, major organ transplant,
Information III: With the development of medical technology and science and technology, people may live longer, the per capita life expectancy continues to increase, whether there is a sense of security, old age old age, as we now have important issues to consider.
this end, I designed for you the following insurance plans:
combination of insurance protection insurance

members
payment of
(years)
basic insured amount
premium
(yuan / year)
Cong Bao Ma
China Life Ruixin Endowment Insurance (Participating)
10 years to pay
100000 元 25270
Cong Bao Ruixin Dad
China Life Endowment Insurance (Participating)
10 years to pay
100000 元 26070
Cong Bao
Children Fortune China Life Endowment Insurance (Participating)
13 years to pay 9980 yuan

100000 元 Cong Bao Di
China Life Fortune Children Endowment Insurance (Participating)
15 years to pay 8470 yuan

100000 元 Total
69790 元
Cong Bao Ma
survival benefit of insurance payments from the contract takes effect
the date of receiving 8,000 yuan every three years until 80 years old,
can receive a total of 112,000 yuan
full lump sum payment
80-year-old full of gold 300,000 yuan, fixed income contract termination

112,000 + 300,000 = 412,000 yuan worth of security

the effective date of the contract can enjoy the 300,000 yuan worth of protection (disease observation period of one year)
protection
severe illness one year after the contract takes effect, the 12 medical departments of major diseases diagnosed with in any one-time payment of 300,000 yuan
coverage
12 kinds of serious diseases:
1, tumor 2, 3 acute myocardial infarction, stroke sequela
4, major organ transplant or hematopoietic stem cell transplantation 5, coronary artery bypass surgery next
6, 7, end stage renal disease, acute or subacute severe hepatitis 8, chronic liver failure
9, 10 paralysis, severe Parkinson's disease 11, 12, severely burned, aortic surgery
dividend payments
company earnings annually accounting for 70% of the balance sheet distributed dividend payment, the following data for reference only.
accumulated dividends accumulated to 60
age dividend payments may have accumulated to 160,778 yuan
dividend payment of 70-year-old may have accumulated to 265,028 yuan
dividend payment of 80-year-old can have total receipts of 439,311 yuan

112000 + 300000 + 439311 = 851311 元 < br> function
flexible loan lending functions to help you make plans, you can always apply for a loan to the insurance companies, credit lines up to the policy cash value 80%.
Cong Bao dad
survival benefit of insurance payments
the effective date of the contract, to receive 8,000 yuan every three years until 80 years old,
can receive a total of 120,000 yuan
full lump sum payment
80-year-old full of gold 300,000 yuan
fixed income < br> 120000 + 300000 = 420000 元
worth protection
the effective date of the contract can enjoy the 300,000 yuan worth of protection (disease observation period of one year)
protection
severe illness one year after the contract takes effect, confirmed by the medical departments of 12 major disease risk in any one-time payment of 300,000 yuan
coverage
12 kinds of serious diseases:
2, cancer 2, 3 acute myocardial infarction, stroke sequela < br> 4, major organ transplant or hematopoietic stem cell transplantation 5, coronary artery bypass surgery next
6, 7, end stage renal disease, acute or subacute severe hepatitis 8, chronic liver failure
9, paralyzed 10 severe Parkinson's disease 11, 12, severely burned, aortic surgery
dividend payments
company earnings annually accounting for 70% of the balance sheet distributed dividend payment, the following data for reference only.
accumulated dividends accumulated to
60-year-old may have accumulated dividend payments 171,326 yuan
to 70 years of dividend payments may have accumulated to 272,159 yuan
dividend payment of 80-year-old can have total receipts of 467,378 yuan

120000 + 300000 + 467378 = 887378 元
loans
flexible loan features function to help you make plans, you can always apply for a loan to the insurance companies, credit lines up to the policy cash value 80%.
Cong Bao protection insurance benefits worth

After 18 years worth 100,000 yuan
security protection
18 years of age to receive education, 50,000, 22-year-old age of 25 receive to receive 50,000 yuan 50,000 yuan, a 25-year-old education money after receiving the final termination of the contract
dividend payments < br> company earnings annually accounting for 70% of the balance sheet distributed dividend payment, the following data for reference only.
accumulated dividends (low) Cumulative dividends (high)
can be accumulated to a dividend payment of 15-year-old 21,658 yuan 34,569 yuan < br> 25 years old will have accumulated to 55,632 yuan 100,123 yuan bonus payment loans

flexible loan features function to help you make plans, you can always apply for a loan to the insurance company, policy cash value of the loan amount up to 80%. < br> Cong Bao Di
worth of insurance benefits after the age of protection
18
100,000 yuan worth of security protection
18 years of age to receive education, 50,000, 22-year-old age of 25 receive to receive 50,000 yuan 50,000 yuan, 25-year-old Finally, after receiving a termination payment of education
dividend payments
company earnings annually accounting for 70% of the balance sheet distributed dividend payment, the following data for reference only.
accumulated dividends (low) Cumulative dividends (H) < br> 15 years of age may have accumulated to 33,920 yuan 46,893 yuan bonus payments to 25 years
cumulative dividend payments may have
121,106 yuan 71,792 yuan lending function
flexible loan features to help you make plans, you can keep the insured company to apply for loans, credit lines up to the policy cash value 80%.
design specification mm
Cong Bao family financial situation:
60 million in cash, the monthly savings of 1 million normal. to have a second baby to be fine 30 million, 30 million in cash remaining after the sharp drop in income .45 years old, if you want to retire early is not recommended for 20 year mortgage to buy another house. due to the current income of husband and wife is not particularly high in Beijing, IT industry, working pressure is not small , another to support the elderly, children need to train, purchase second suite pressure, the proposed transfer of the existing re-purchase a new house after house.
Cong Bao insurance plans:
more stable due to family income, and couples more busy, it is recommended to fully make use of insurance for family financial management, worry and effort and get steady income, and can provide comprehensive protection for the family to ensure a lifetime of happiness.
old age, is not provided, estimated at more than the insured ages. If the old man before the two sides have adequate health insurance coverage, no worries; otherwise should be prepared for a particular medical payment. the couple's insurance needs mainly in old age, severe illness, financial management. Here, especially recommended China Life the only one set of old-age, severe illness, finance and investment insurance mm Ruixin China Life Endowment Insurance (Dividend). as the all-around champion, Ruixin provides the most comprehensive protection, so that only one policy, the corresponding financial arrangements; the resulting dividend payments is an additional asset.
fully protected intellectual action is necessary to win the heart of life

different times in life for myself and everyone in the family all bear a heavy responsibility to care for family members to ensure
cherish their happy life, not just a concept

more important is an action
Your input will bring you a lifetime Well ......< br> knowing each other for years should be entrusted China Life Insurance Customer Service Line: 95519
financial adviser: Mr Silver Silver Tel:
to help you care for your permanent
Fenyou Once in hand